Please read these terms carefully before using our services
Last Updated: February 11, 2026
Welcome to AGF CAPITAL. These Terms of Service ("Terms") govern your use of our website and services. By accessing or using our website, you agree to be bound by these Terms. If you do not agree with these Terms, please do not use our services.
By accessing our website or submitting an application for business funding, you acknowledge that you have read, understood, and agree to be bound by these Terms, as well as our Privacy Policy. These Terms constitute a legally binding agreement between you and AGF CAPITAL.
To use our services, you must:
AGF CAPITAL is a direct lender providing various business funding solutions, including but not limited to:
All funding is subject to approval based on our underwriting criteria. We reserve the right to approve, deny, or request additional information for any application at our sole discretion.
When you submit an application or inquiry, you agree to:
Submission of an application does not guarantee approval or funding. All funding decisions are made at our sole discretion based on our underwriting standards and available capital.
IMPORTANT: SMS consent is optional and NOT required as a condition of purchase or service.
AGF CAPITAL offers an optional SMS text messaging program to provide updates and information about your funding application and our services. By opting in to receive text messages, you agree to the following terms:
By providing your mobile phone number and opting in, you expressly consent to receive automated text messages from AGF CAPITAL sent via an automatic telephone dialing system. These messages may include:
Your consent to receive text messages is NOT a condition of purchase or receiving funding services from AGF CAPITAL. You may decline to opt in or opt out at any time without affecting your ability to apply for or receive funding.
You may opt out of receiving text messages at any time by:
After you reply STOP, you will receive one final confirmation message, and then you will no longer receive text messages from us unless you opt in again.
For help or support with SMS messages:
Our SMS program is supported by major carriers including AT&T, T-Mobile, Verizon, Sprint, and others. Message delivery and availability may vary by carrier.
You may use our website for lawful purposes only. You agree not to:
All content on our website, including text, graphics, logos, and software, is the property of AGF CAPITAL and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.
Your privacy is important to us. Our collection, use, and protection of your personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand our practices.
To the fullest extent permitted by law:
You agree to indemnify and hold harmless AGF CAPITAL, its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from:
Our website may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of these external sites. Your use of third-party websites is at your own risk and subject to their terms and conditions.
We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to our website. Your continued use of our website or services after changes are posted constitutes your acceptance of the modified Terms. We encourage you to review these Terms periodically.
We reserve the right to suspend or terminate your access to our website or services at any time, with or without cause, and with or without notice. Upon termination, your right to use our website immediately ceases.
These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions. You agree to submit to the exclusive jurisdiction of the courts located in Brooklyn, New York for any disputes arising from these Terms or your use of our services.
Before filing any formal claim, you agree to contact us at jack@agfcapitalgrp.com to attempt to resolve the dispute informally.
If we cannot resolve a dispute informally, any claims shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. Arbitration shall take place in Brooklyn, New York.
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable.
These Terms, together with our Privacy Policy, constitute the entire agreement between you and AGF CAPITAL regarding your use of our website and services, superseding any prior agreements or understandings.
If you have any questions about these Terms of Service, please contact us:
AGF CAPITAL
3042 Avenue U
Brooklyn, NY 11229
Email: jack@agfcapitalgrp.com
Remember: Opting in to receive SMS text messages is completely optional and is NOT required as a condition of receiving funding or other services from AGF CAPITAL. You may opt out at any time by replying STOP.